Credit Repair Services
As a result from challenging financial and economical situations over the past several years, many individuals have fallen into situations that have negatively impacted their credit and are finding themselves in need of credit repair services. A strong credit score is essential for acquiring any sort of financing and even a lease – from a home to a vehicle to a credit card – and a poor credit score can present incredible challenges to the events of even just normal everyday life. Through credit repair services, unfortunate events that have harmed your credit score no longer need to prevent you from obtaining a mortgage and buying a home, purchasing a vehicle, or obtaining financing when you desperately need it most. Our credit repair experts can help you quickly repair bad credit and get back the life you deserve. Our Credit Experts Will Quickly Help You Repair Bad Credit If you have been researching how to repair your credit, you know how challenging this can be without expert credit repair help. Our credit repair experts are highly trained in the fastest and best credit repair techniques so that you can see results as quickly as possible. Do not wait any longer to repair your credit – our experts are ready to work for you and restore the benefits you deserve from having a strong credit score. Complete the form below to put our expert credit repair team to work for you today. Frequently Asked Questions
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What results can I look forward to? We can’t guarantee you a specific credit score, because there are so many factors in the credit reporting system that it would be misleading to promise that. What we will promise you, however, is that we will complete certain activities for you that are likely to lead to higher credit scores, and also advise you on little-known behaviors you can adopt that can improve your credit scores. Some of the specific things you will receive from HT Consulting service modules include:
How Long Does It Take To See The Results Of Credit Repair? Seeing as credit bureaus have 30 to 45 days to respond to credit information inquiries and disputes, it usually takes about 45 to 60 days for a client to begin seeing credit repair results. It is important for consumers to understand that it has taken a long time for their credit to get to the point it is at, and it can take some time to repair it. Fixing credit requires experience, persistence and lots of patience. Most clients choose to remain with Veracity for at least six months in order to optimize their credit repair results. At Veracity, we know results are important to you. And since bureaus, by law, have a 30- to 45-day grace period, we begin sending your credit disputes out immediately, so that you will start seeing results as soon as possible. One key to seeing results is to keep new, negative data from appearing on your credit score during the credit repair process. Provided there is no new negative information being added to your credit report, you should begin to see gradual improvements in your credit score as subsequent dispute letters reach their destination and more information is removed. Why should I consider credit repair in the first place? HT Credit Consultants is one of the best credit repair services available because we get results. By offering the best report analyses, fast credit score turnarounds, ongoing updates and the most attentive and professionally-trained credit repair consultants, we outperform our competitors significantly. HT Consulting is one of the fastest-growing credit repair services in America, and that growth is a testament to the quality credit consultation we provide. Most of our clients come to us through word-of-mouth referrals from our previous customers, and from industry professionals such as mortgage brokers or loan officers. HT Consulting’s credit repair strategy eliminates the stress of “doing it yourself” by continuing to provide personalized service for our thousands of individual, active clients. By combining credit repair strategies with direct financial consulting, Veracity provides unparalleled service. If you have bad credit, invalid account information, a desire to improve your credit rating and don’t have time to write letters and chase down creditors, Veracity is the credit repair service for you. |
Can I fix my credit score or credit report on my own? You sure can! Many consumers want to fix their credit report on their own. Some consumers have read, per the Federal Trade Commission, that DIY credit repair is just as effective as any credit repair company’s services. In fact, the FTC states: “there’s nothing a credit repair agency can do that you can’t do yourself.” The same holds true for repairing your car or mowing your lawn, but that doesn’t necessarily mean you want to do it yourself. And while you can do your own taxes, most of us prefer a professional accountant to help with such services in order to guarantee credibility and accuracy. It’s a fact that DIY credit repair can be effective and inexpensive (the Web is packed with cheap or free credit repair kits, forums and books), but it can also be time-consuming and difficult due to the intricacies of credit law and the extensive efforts involved in contacting dozens — or even hundreds — of creditors. So in the end even credibility, accuracy and efficiency — all features you get with HT Consulting — pale in comparison to the convenience we provide our clients. The reality is that most “do it yourself-ers” get bogged down by a lack of time and experience. Veracity provides a convenient and trusted alternative that allows you to avoid the hassles and long hours involved with credit repair. Our support and encouragement goes out to those consumers who spend countless, untold hours researching credit repair books and online forums before typing, printing, addressing, stamping and sending dispute letters, only to wait for replies and do it all over again. But remember, disputing your credit report is only half the battle when it comes to repairing your credit. With HT Consulting, one call does it all — quickly, legally and efficiently. What can HT Consulting do to help me repair my credit score? HT Credit Consultants can help remove inaccuracies from your credit report, which in turn improves your credit score and credit history. Veracity works to remove information that is investigated and found by credit bureaus to be incorrect, inaccurate or unverifiable. Each of the three primary credit bureaus (Equifax, Experian and TransUnion) update billions of pieces of credit information monthly. With so much information being processed, mistakes are inevitable, and therefore new errors are appearing on credit reports on a daily basis. These inconsistencies on your credit report can come by way of late payments, charge-offs, bankruptcies, tax liens or collections. Regardless, mistakes almost certainly exist somewhere on your credit report, and it is important that these inaccuracies be identified and remedied in order to begin repairing your credit score. At HT Consulting , we’ve helped clients deal with a multitude of unique situations: medical bills that re supposed to be covered by insurance but show up as a late payment; a home refinancing that results in the consumer being caught between lenders and burdened by false late payment claims; lingering negative credit information following a bankruptcy or divorce; and “blended” credit reports, where the consumer is penalized simply for sharing a common last name or an address. Another common problem is that inaccurate reports often go undetected by consumers. So, what started off as a relatively minor late payment assessment can progress to a charge-off, eventually be sent to collections and even become a judgment or public record. Credit report inaccuracies can also include unrecognized or misplaced debt (i.e. debt that did not even belong to you in the first place). All of the aforementioned issues can negatively and significantly impact your credit report, and thus your credit score. These credit report errors can be especially frustrating to the consumer applying for a new credit card or preparing to buy a new house or car. But the good news is HT Consulting can help correct these inaccuracies, so that your report shows all the positive credit history you deserve. Because negative information can be so damaging to a credit score, it is essential that you fix your credit where you can, so that your score most accurately represents you. |